Lower or eliminate your federal student loan payments today.

Have one, simple, lower monthly payment.

Struggling with your student loan payments?

Credit is not a factor

Reduced (or even $0) monthly payments

Consolidate into One loan with One payment

Overall shorter lifetime term

Qualify through income and family size

Join Thousands Who Have
Easily Reduced Their Payments!

Income Based Student Loan Repayment Programs

IBR or income-based repayment plans are programs that reduce the size of your payment based on income and family size. These allow you to reduce your debt into an affordable monthly payment based on your unique situation (which can even be $0/month!).

Learn more

Federal Student Loan Forgiveness Programs

Loan forgiveness programs are just what they sound like, a portion of the loan is forgiven after time. These programs exist for people that work in multiple fields from education to health care to public service and more. After a fixed number of payments, the remainder of your loan is forgiven completely!

Learn more

Student Document Preparation Program

Student Document Preparation Program was made to make it easier for millions of Americans to pay off their student debt. When you consolidate your student loans you get one payment to one lender, once-a-month, it doesn’t get easier than that!

Learn more

Who We Are

National Debt Education Relief has helped thousands of Americans that are struggling under the crushing weight of unaffordable student debt. We are here to alleviate the burden and struggles of hard-working people nationwide who are trying to repay their federal student loans.

As a document processing organization, we have dedicated professional student loan consultants that work directly with you to help relieve the stress of high payments through consolidation or forgiveness programs that will finally alleviate the financial burden of student debt.

Our staff educates you about affordable ways to make your loans and payments easier to manage.

You can contact us by filling out our easy online form or calling one of our specialists and within a matter of minutes we can show you what you qualify for and help reduced loan payment options for good!

As with any document prep service, you can file your loan application directly.

But as with most complicated document processes like filing tax returns or business formation paperwork, a lack of specialized knowledge prevents people from taking full advantage of the best options for individualized situations.

With Student Loan Direct’s specialists, you’re getting help from someone who knows these programs inside and out, seen every situation imaginable, and knows how to apply and achieve the best possible path for relief.

Our first and only interest is you (our client) and getting you the best payment program at the lowest amount with as little headache as possible.

Peace of mind is right around the corner!

4 Important Things You Need to Know For Loan Forgiveness

If you don’t know where to start or what the most important factors are for loan consolidation / forgiveness, you are not alone.

Most people are unaware these programs even exist at all, and loan servicers and big banks try to keep it that way. Download our FREE guide to learn the 4 main factors for loan forgiveness and what impact they have!

How It Works

We make it simple for you. Let us handle all the complicated stuff!

Fill Out Some Basic Info

It’s easy. Apply with our online form or call our customer service line and one of our agents will quickly access all necessary loan information and advise you on the best program for your needs!

Review Program & Payment Options

Our student loan expert will brief you on all available options based on income and family size and let you decide which program works best for you!

Documentation Preparation

We show you exactly what information is needed to prepare, organize, and submit. Finalize documentation and apply for the program!

Enjoy Your Lower Payments

Enjoy your renewed peace of mind and a more affordable student debt payment each month, that’s it! But even after all documents are submitted, we are always here to help and answer any questions, anytime!

We work for you, not the servicer
to get you the lowest payment possible

We make it simple for you. Let us handle all the complicated stuff!

2 Minutes Could Save You Thousands On Your Student Loans.

About Us

We help alleviate the burden and anxiety of financial stress by lowering monthly payments and making student debt more affordable.

At National Debt Education Relief our Student Consultants experts have helped thousands of Americans that are struggling under the crushing weight of trillions of dollars’ of student debt. 

© National Debt Education Relief 2019 All rights reserved.


National Debt Education Relief specializes in federal student loan document preparation and processing services to help each borrower identify and gain approval for one or multiple different government debt relief programs. Once your financial analysis is complete our agents will help you find a repayment solution that works best for you and fits your specific financial situation and goals.

We are not a government agency, the Department of Education, or your loan servicer.

National Debt Education Relief is a private company, not affiliated with the government or the Department of Education. We work strictly on behalf of the borrower, for the borrower, with only the borrower’s best interest in mind. As a Client of SL Account Management, you will always know that you have the finest team of advocates working hard for you every step of the way.

We do not make loan payments on your behalf and loans remain in your name.

We assist in identifying appropriate government loan repayment programs and assist in document preparation to apply for the programs. Any fees that you pay to National Debt Education Relief are for its services and you are responsible for repaying your loan separately.

Do it yourself without a fee – all programs are freely available for enrollment through the Department of Education.

You could do your own taxes for free, but wouldn’t you rather trust an experienced tax professional to ensure you are receiving the maximum benefits available for your unique situation? Would you feel comfortable having the IRS complete your tax return for you instead of a trusted adviser? With a record number of student loan borrowers falling victim to default each day, we at National Debt Education Relief know first hand how difficult navigating these programs can be. For some, navigating through multiple loan servicers, loan structures and statuses and confusing small print and different payment due dates every month can be overwhelming. There is no one-size-fits-all solution. We attempt to take the stress out of finding programs that meet the financial needs of our clients.

We only receive payment for our work after your loan forms are prepared, submitted, and you make your first payment on the new program.

To the extent that you set aside funds for our services, we are not allowed to collect them until after we have completed our work and you have made a payment on your new repayment program.

At National Debt Education Relief, our employees have helped thousands of consumers find a student loan repayment plan that is more in line with their current financial situation. You can count on us to evaluate and assist you in developing a fiscal plan that better suits your desired lifestyle.

See if you qualify to save on your student loans.

Get in touch with us